Thursday, September 6, 2012

Shopping for Heart Healthy Food on a Budget

There are many who believe the fiction that it costs too much to buy and prepare nutritious food. The truth is that eating healthy on a budget is very possible if you shop wisely. Heart healthy food is necessary to prevent child obesity.

The legend was put to the test not long ago by a reporter for the Los Angeles Times. It was proven at the check register that it is just a little cheaper to purchase healthy choices.

There are a lot of popular brands that promote their product as "heart healthy food" and charge a little more. You can, however, still find similar products to help you meet your goals to prevent child obesity in your family and save money at the check stand.

Shopping for Heart Healthy Food on a Budget

Here are some smart ideas to help economize while eating healthy on a budget in this tough economy.

1. Compare similar products using price and the Nutrition Facts Label. Some name brands products offer the same nutritional benefits as the ones which are store brands.

2. Check the price tag and the Nutrition Facts Label on the back of each product. Then choose the one with the highest nutritional content and lower cost. It's very important to prepare heart healthy food in order to prevent child obesity.

3. Check the price of each unit and buy healthy food items in larger quantities. Oftentimes buying items in larger quantities will save you money. You should only do this with food products that you use a lot. Be careful not to over buy.

4. Take advantage of in-season produce. Fruits and vegetables that are in-season often cost less. You can find organic produce at the farmer's market which shouldn't be any more expensive than what you find at the grocery store.

Oftentimes these products will be fresher and more nutritious. Keeping fresh fruits and vegetables on hand will help you to encourage your family to eat healthy snacks. Eating fresh fruits and vegetables will help your family prevent child obesity.

5. Check to be sure the fruits and vegetables are in good condition. Small cuts on the fruits or even bruises caused by improper handling will promote spoilage. Inspect every fruit and vegetable piece before you buy so that you won't waste money by having to discard food that spoils prematurely.

A healthy diet is a must in preventing childhood obesity in your home. You can keep you family eating healthy on a budget if you properly prepare before going shopping. Having a shopping list and being selective in your choices are the important things that you have to remember in order to economize on heart healthy food and prevent child obesity in your family.

All the best to you and your family,

Ed Güereña

Shopping for Heart Healthy Food on a Budget
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Tuesday, September 4, 2012

Trading Opportunity - Dollar to Remain Firm on the Euro

There have been many traders who have bought the euro against the dollar but we think there optimism is misplaced and the euro will move lower and we haven't changed our view and see further weakness for the following reasons...

The expansion of the US quantitative easing program and the start of the expansion of the money supply in March saw investors start to sell what had been seen as a "safe haven" currency 0 but the dollar is in not going to collapse just yet for the following reasons.

The world is still in a recession and there will, be a few more months of bad economic reports to see safe haven flows move into the dollar. The recent strength in stock markets looks like short covering and the big trend is down. Investors have made a lot out of the Fed printing money - but so to are all other major economies so this is not a factor in the short term.

Trading Opportunity - Dollar to Remain Firm on the Euro

A cheaper US$ is inevitable to restore the global imbalances reflected in America's huge current account deficit but this will not become a factor until we see an improvement in the global economy and were not there just yet. While the one way traffic of dollar buying maybe over, the dollar will remain firm in the short term.

We expect other currencies to vary in their fortunes against the dollar; we see further room for euro weakness and think it looks overvalued for the following reasons.

Euro Interest Rates took it up now there Taking it Down

We have been euro bears for months and we are being rewarded for our view long ago when it was up at 1.60, we said it would probably target 1.20 and it is and the reason for this was, the whole rally of the euro from the par level, was simply based upon interest perceptions that the ECB would hold or raise rates.

While the ECB continues to talk tough on interest rates, citing concerns of a liquidity trap whereby rates are so low that growth will be unresponsive to additional easing but this is not the real problem the real problem relates to the Euros value in international purchasing terms. The ECB is the odd central bank out in its stance on interest rates as it continues to resist aggressive cutting. the more it continues to hold off the inevitable the more the euro zone economy gets hurt and its getting hurt right now.

Europe is deep in recession and the outlook is not pretty -first quarter GDP decline set to far bigger than the sizable Q4 economic contraction. The latest industrial production data points to a faster deterioration than in the UK and weak consumer confidence is reflected in declining retail sales.

The strong euro threatens to make is widening the current account deficit. The fiscal stimulus package looks weak compared with the US one. The inevitable result of all the above is - The euros yield advantage will be wiped out and the euro will fall.

1.40 Looks about the best we will see on the upside and we see a move back down below 1.35 and probably below 1.30 in the coming weeks and maybe even a move back to 1.25.

We have been short this big trend since 1.59, as regular readers of our reports know and it's a big trend and its not over yet; expect more weakness and more profits. Continue to sell the rallies on falling momentum and hold shorts.

Trading Opportunity - Dollar to Remain Firm on the Euro

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Sunday, September 2, 2012

Retail Economics

All the drama going on in the world economy has thrown a whole heap of debate of what will happen next. Some of the dialogue has been confusing. Politicians and the media have not made it any easier with their fear campaigns, spin or just general lack of understanding of economic fundamentals.


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I am here to give you an understanding of what has happened, and how all of this massive change will affect consumer spending - you know the people who shop in your stores.

Debt Levels got out of Hand in the US - Let's not too caught up in this sub prime thing. Basically debt is debt, and Americans have a lot of it. And don't waive your fingers at our American friends, the OECD average for personal debt 79.5%. Essentially when you borrow money, can't make the repayments and the house is worth less than what you paid for it, you are in a bit of bother. Top that with some credit card debt, and you get the picture.

Retail Economics

The World is fuelled by American Consumerism - Over 60% of America's GDP is powered by consumer spending. No matter what the politicians promise to rectify over there, it's going to take some time for the world economy to turn around. I'll explain things as I go along.

Surely We Can't Rely on the US for Everything - When the US stop spending, poor old countries like China, India, and their Central/South American counterparts stop producing. No use making goods if no one is buying. China's growth is slowing and India has an issue with inflation (and some reported job losses). We need to hope and pray that they can be the growth engines of the world economy, whilst the original powers sought themselves out.

Yeah But What About These Countries With Commodities? Surely They've Got Money - When people stop spending money, factories stop producing items, which means they don't need the commodities to produce the products (or the fuel to ship them their). The markets know this, so they dump these commodity producing countries currencies. When their currency goes down, the price of imports (consumer products) goes up. The once cheap plasma screen TV, is not so cheap now.

The World Got Scared (Particularly Europe) - The number one selling car in the UK is BMW 3 Series (it alternates with the Ford Mondeo for the top spot), so you know they thought times were good. Also when a little known island called Iceland has businesses buying English Premier League soccer teams you know something is not quite right.

So when the US went under, Europe got cold feet, and all of the sudden the markets in Europe crashed. Banks, like all publicly listed companies, need shareholders money as capital for their business. When this capital gets pulled from under their feet, all of this debt that the banks had all along is being exposed. So the banks needed the governments money (new capital) to keep them running.

Why Bail Out the Banks - Because when people feel good they spend. When they feel scared they stop spending. For economies to grow they need people to spend money. It's a vicious cycle. So governments bailed the banks to make people feel safe and secure, so that they can spend their money again.

So what should you take from all of this. My advice - don't panic. You'll only do something stupid.

People are still buying things. It is estimated that 86% of purchases are emotional, so I don't think spending is going to go cold turkey. The people, who are tightening their spending, did not have the money to spend to begin with. It is just that when times were good, they got blinded and spent like crazy.

But here are some things you can do;

Increase prices on unique items, as this will protect you from inflation eating away at margins Focus on converting the people coming through the doors into customers. There is going to be less people shopping, you need to maximise the all opportunities Focus on building loyalty. It is proven that loyal customers spend more than people off the street, and come into your store(s) more times a year Tighten you product range to focus on core categories. Excess stock ties up cash, and a lack of cash closes down businesses.

Retail Economics

About Shaun Mooney

'Rogue Retailer' Shaun Mooney, provides easy to understand strategies which has helped countless retailers overcome their issues with cash flow, lack of sales and terrible profits.

Shaun is the co-author of 'The Pillars of Business Success' and 'Marketing Success'.

The Australian Financial Review has described Shaun as a 'Marketing Maestro'.

If you want to learn more, get your FREE copy of 'Secrets to Instant Retail Profits' (valued at .95). To receive your copy go to [http://www.fastretailprofits.com/free_report.html]

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